To develop an app like Paytm/Paypal you need following things: 1. A recharge API and Payment Gateway from Banks 2. Efficient and effective hosting service 3. Fully Customized application 4. Utilizing latest Technologies 5. An app developer Lets talk in detail: A Recharge API and Payment Gateway: A recharge api is just a simple link that integrate in your app. It adds recharge facility in your app. So, you have to buy a recharge api, there are many companies that offer recharge api at very high cost. Providing online recharge facility is one of the costly business so the recharge service provider is giving such services at very high cost. We will suggest you to hire a webmaster or app developer may do searches for recharge api of getting all related solution. You can also buy a low budget recharge API providers. So, that you can get mobile recharge API in nominal charges. Now you must concentrate on payment gateway. There are many ways of payment like debit card,
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